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DPS eMortgage Studio Supports eSigned PDFs

6:27 pm   -   April 3rd, 2007

Document Processing Systems, Inc. has recently announced the immediate ability to fully sign, close, and register eNotes using the just-released MISMO(R) eSigned PDF Guidelines v1.0 and the draft MERS(R) eRegistry PDF Guidelines.

Using the DPS eMortgage Studio(R), lenders and title companies now have a choice between using SMART Docs(TM) or Adobe’s PDF file format for loan documentation being closed electronically. The PDF format is in many industries and businesses the de facto standard by which to preserve the exact look of a document in a device-independent manner. While also available using SMART Docs, lenders have become comfortable using PDF’s inherent form fields, which provide such features as checkboxes and initials sections. That comfort level also extends to PDF’s ease of document set-up and support of intelligent workflow management systems.

“We are pleased to be able to offer full access for PDF documents within the eMortgage Studio,” said Paul Rakowicz, President of DPS. “Preserving the layout and ‘feel’ of a document is very important to the experience some lenders offer borrowers at closing. Plus, allowing lenders the option to leverage existing PDF technology allows for a smooth and comfortable transition into a more paperless process by reducing the impact on current business processes currently used by the nation’s largest lenders.”

“The eMortgage Studio was developed to be file format independent, and has, since its release in 2004 with the closing of the first eNote registered on the MERS(R) eRegistry, been using PDFs extensively. We are glad that both MISMO and MERS have been able to offer guidance and assurances for lenders, title companies, and third-party service providers like DPS as to how to fully support eSigned PDFs in addition to SMART Docs.”

About Document Processing Systems
Document Processing Systems (http://www.documentprocessing.com/) has been a respected pioneer and leader in the mortgage technology industry since its inception in 1982. Hundreds of prominent mortgage banking firms, established mortgage brokers, mortgage bankers and credit unions use DPS’ flagship Web- enabled Direct-Docs(R) closing document preparation service. The company’s DPS eMortgage Studio(R) is the first end-to-end online service for paperless mortgage closings, offering a set of integrated Web-based services that can be accessed in a single online location by all parties in the mortgage value chain.



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